A budget and expense tracker with subscription control, in one app. Renevo works out what you can spend today, and tells you before the month does.
Free forever · Pro trial for 30 days · cancel anytime
Illustrative data, not real customer figures.
Four small things, none of them alarming on their own. Together they're the reason the last week of the month feels different from the first.
One trial you meant to cancel. One app you used twice. One thing your ex signed up for. None of them big enough to notice on their own.
You know roughly what you earn. You have no idea what happened between the 3rd and the 19th, and looking it up feels worse than not knowing.
Insurance in March. Road tax in June. The annual plan you forgot renews annually. Technically you knew. Practically you didn’t.
And nothing is ever left, because saving is last in the queue instead of first.
Most people don’t have a spending problem. They have a visibility problem.
Source: C+R Research, survey of 1,000 consumers, 2022. Spend gap also reported by CNBC, 2022. Figures are US-sourced.
I built Renevo because I was scared to check my own account mid-month. Not because I was broke. Because I genuinely did not know. That feeling is the thing I wanted to remove.
Two are live today. Two are on the way, and we'd rather tell you which is which than let you find out after you've signed up.
Renevo scans your Gmail or Outlook for receipts and renewal notices and builds the list for you. You confirm what’s real. Nothing is charged, cancelled, or moved without you.
Your income is the baseplate. Bills, subscriptions and savings seat onto it first, and what’s left is divided across the days remaining, and that number is Safe to Spend. Spending files itself back against the same plan: photograph a receipt and Renevo reads it, then sorts it into a category. Plan and actual are one thing, and you read both from the Reports section, which is yours to arrange: pick the panels you care about.
Renevo already knows what you pay and when. Smart Advisor turns that into suggestions worth acting on, and one honest score for how the month is going.
Your mobile plan is €12 above the average for the same data in Cyprus.
€144/yrYou haven’t opened Adobe Photography in 62 days. It renews on the 22nd.
€145/yrYou finished last month €118 up. Moving it to Emergency fund keeps it there.
€118Shared where it should be shared, private where it shouldn’t. Both of you see the same numbers, which turns out to be most of the argument.
A heads-up before a renewal hits, not a receipt after.
Receipts and renewal notices read automatically, with your permission.
Photograph it, and the amount, date and merchant fill themselves in.
Direct connections to EU banks. On the roadmap after beta.
The longest part is choosing a password. After that Renevo does the arithmetic you were doing in your head at the checkout.
An email address and a password. No card, no ID check, no interview about your goals.
Link Gmail or Outlook so Renevo can find your subscriptions, or skip it entirely and add things yourself. Both work.
Your income, bills, subscriptions and goals assemble into one dashboard, with today’s Safe to Spend on top of it.
Check one number instead of doing arithmetic in the supermarket queue. That’s the whole product.
Not free until we need revenue. The Free plan holds the entire budgeting engine, permanently, because the part that stops the panic shouldn't sit behind a paywall.
€0/month
Free forever. Not a trial.
The whole budgeting engine, permanently, for nothing.
Get started freeWhat you get
€6/month
30-day free trial. Cancel anytime.
Everything in Free, plus the parts that do the work for you.
Start 30-day trialEverything in Free, plus
Bank sync and Smart Advisor are on the roadmap and arrive later. They are not included yet.
TBA
Coming soon. Price not decided yet.
Everything in Pro, for two people and one household.
Not available yetEverything in Pro, plus
Prices in euro. Renevo is a Cyprus-registered European company; VAT is applied at checkout according to your country.
This is the page nobody reads. We'd genuinely rather you did, because “trust us” is not a security model.
Standard, boring, strong encryption everywhere your data moves and everywhere it sits.
Access is scoped so tightly that even we see very little. That is deliberate, and it is how it should be.
Your financial data is not a product. It is not sold, rented, brokered or shared for advertising. No exceptions, no fine print.
Banking and payment processing run through licensed and regulated European partners.
Export everything or delete everything, at any time, without emailing anyone to ask permission.
We do not run hidden analytics and we do not sell behavioural data. A company that says “no dark patterns” has to mean its own website too.
Renevo makes money from Pro subscriptions. That is the entire business model, which is the only reason a promise like this one is worth anything.
What people actually ask before signing up, answered without the hedge. If yours isn't here, write to us.
[email protected]Yes, permanently. The Free plan includes the whole budgeting and expense engine (Safe to Spend, savings goals, cash flow forecast, life event budgeting) plus up to 10 tracked subscriptions. There is no card required and no expiry. Pro exists for people who want unlimited subscriptions and the automated expense tools. It is not a wall the free plan eventually hits.
With your permission, Renevo connects to Gmail or Outlook using OAuth and looks for receipts and renewal notices, the emails you already get when something charges you. It builds a list from those, and you confirm what is real. Renevo never reads your mail for anything else, never sends mail on your behalf, and you can disconnect at any time. If you would rather not connect an inbox at all, you can add subscriptions manually and everything else still works.
Not yet. Bank sync with EU banks is on the roadmap for after beta, through licensed and regulated open banking partners. Until then Renevo works from email detection, receipt scanning and what you enter yourself, which is why the app is built to be genuinely useful without a bank connection rather than dependent on one.
Everything is encrypted with AES-256 in transit and at rest, with row-level encryption and access controls strict enough that even our own team sees very little. We are an EU company, fully GDPR-compliant, and you can export or delete your data whenever you want. We do not share data with third parties and we do not sell analytics. Ever.
It is one number that answers one question: what can I spend today without breaking the month? Renevo takes your income, subtracts your bills, your subscriptions and the money you have committed to savings goals, subtracts what you have already spent this month, then divides what is genuinely left across the days remaining. It updates every day. If you overspend on Tuesday, Wednesday quietly gets smaller. No alarms, no scolding.
Yes. Photograph a receipt and the AI scanner reads the total, date and merchant, then files it into a category. Cash spending you can add in a few seconds. This matters because cash is exactly the money that usually disappears from tracking apps.
Renevo is euro-first, built for the eurozone rather than adapted to it. Broader multi-currency support is on the roadmap. If you earn or spend heavily outside the euro today, Renevo will work but it will not be at its best yet, and we would rather tell you that now.
Renevo is a European company registered in Cyprus, operating under EU law and GDPR. Your data is handled in the EU. That is a deliberate choice, not a technicality. It determines who can compel access to your information and under what rules.
You don't need a new personality or a spreadsheet habit. You need to be able to look. That's all Renevo does, and it starts free.
Free forever. Pro trial for 30 days, cancel anytime. No card needed to start.